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The Casualty insurance market can be extremely challenging, with underwriting appetites changing all the time and each insured presenting their own unique exposures. Add to that a myriad of evolving legal and regulatory environments, and you have one complex segment of the insurance market. ASR provides specialty casualty solutions for a broad array of industry classes. We have the ability to structure policies to meet the needs of complex organizations. Coverage is available on an occurrence and claims-made basis.

liability for restaurants and bars
We provide customized solutions for many hard to place industries such as Commercial Real Estate, Sports and Entertainment and Hospitality risks such as bars, restaurants, hotels and motels.
Target Classes


  • Amusements Industry

  • Commercial Real Estate    

  • Contractors / Building Trades

  • Day Care Centers

  • Events Liability

  • Exercise & Health Clubs

  • Food & Beverage    

  • Habitational                  

  • Hotels        

  • Not-For-Profits

  • Outdoor Recreation

  • Public Entities

  • Restaurants & Bars

  • Transportation

  • Vacant Property



  • General Liability up to $5 million

  • Excess/Umbrella - significant capacity available

  • Generally target accounts with claims severity, not frequency

  • Guaranteed Cost or Loss Sensitive Structures

  • Occurrence or Claims Made coverage depending on risk

Contact Us

Need a Quote?


We accept all applications - or you can contact us and we will send you one of ours. Submit applications, brief narrative and minimum of 3 years carrier loss runs to


Narrative/Underwriting Information:  

  • Who is the incumbent carrier including expiring term?

  • Did the incumbent non-renew? If so, why?

  • Does your agency control the account?

  • List of markets approached (including other brokers)

  • Target premium

  • Quote “Need-By” Date

11520 N. Community House Road, Suite 125

Charlotte, NC 28277 |  Tel: 704.358.0447

Thank you. We'll be in touch right away.

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