Coastal Property

Coastal Property

 

When the wind blows, your client's need comprehensive insurance in order to protect against losses to real and personal property. With significant capacity at our disposal, we can provide coverage for a broad spectrum of commercial entities - from small retail premises right up to multi-million dollar real estate schedules - as well as high-value homeowners.

Commercial
ASR can provide significant capacity for all risk, named storm and wind/hail property coverage for properties with total insured values in the range of $5 million to $250 million.

 

 

 

Personal
Up to $20m any one location in catastrophe areas with higher limits available.
 
Our main focus is on Tier 1 coastal areas of the Atlantic and Gulf states of the USA.
 

 

Target Classes

 

Commercial

  • Apartments and Condominiums

  • Casinos

  • Communications

  • Financial Institutions

  • Healthcare

  • Hospitality

  • Hotels / Motels 

  • Museums and Cultural Institutions

  • Public Entities / Municipalities

  • Real Estate Schedules

  • Religious Institutions

  • Restaurants

  • Retail

 

Personal

  • Condominiums

  • Builders Risk

  • Owner Occupied

  • Secondary, Seasonal and Coastal Dwellings

  • Tenant Occupied

  • Vacant Dwellings

  • Trusts or LLCs

  • Risks with losses, unprotected risks and high profile individuals

  • Will consider Mold Buy-Back, EFIS Construction

 
Capabilities

 

Commercial

  • All Risk excluding flood and earthquake

  • All Risk including flood and earthquake

  • Excess Flood

  • Layered Accounts

  • Mono Line Wind and Earthquake

  • Wind Deductible Buy Backs

 

 

 

 

 

 

 

 

Personal

  • All Risk or Named Perils Policies Available

  • Full Replacement Cost on Dwelling & Contents, All Risk Contents, Extended Replacement Cost on Dwelling, Ordinance & Law, Water / Sewer Back-up

  • Fine Arts and Valuables

  • Flood

  • Liability

  • Watercraft

  • Builders Risk

  • Identy Theft

 

Contact Us

Need a Quote?

 

We accept all applications - or you can contact us and we will send you one of ours. Submit applications, brief narrative and minimum of 3 years carrier loss runs to  info@asrisk.com

 

Narrative/Underwriting Information:  

  • Who is the incumbent carrier including expiring term?

  • Did the incumbent non-renew? If so, why?

  • Does your agency control the account?

  • List of markets approached (including other brokers)

  • Target premium

  • Quote “Need-By” Date

11520 N. Community House Road, Suite 125

 Charlotte, NC 28277 

info@asrisk.com |  Tel: 704.358.0447