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Precious Metals

Precious Metals 


In a world of uncertainty and rising crime, security and the right insurance are critical to protecting valuable assets such as precious metals. As a business owner, insurance plays an important role in protecting your assets as well as those that are entrusted to you by your important clients.  Proper insurance is an essential element to safeguarding your success and providing your customers with the peace of mind they demand.  


American Special Risk is your resource for managing and insuring high value assets.  As leaders in the highly specialized global fidelity and crime insurance market, our professionals design insurance policies to protect a diverse array of commercial and personal risks against loss or damage.  We also work closely with leading risk management experts to provide our clients with practical advice that can be put into practice to help mitigate losses. All of this is then back by “A” rated security from the most respected insurance underwriters in this specialty field.


Fidelity and crime risk are at the heart of what we do, which makes American Special Risk unique amongst other brokers in the market.  Our focus and concentration on this industry favors our clients with the highest levels of expertise and service and enables us to provide innovative and cost-effective solutions for the most demanding insurance needs. This level of specialization also means that when our clients do have losses, claims are settled quickly and aggressively.

The precious metals industry has seen significant changes over the past few years and many insurance programs have simply not kept pace with an evolving risk landscape.


If you haven't performed a comprehensive review or marketed your program recently, perhaps it’s time you talked with an expert to see if your program is up to date?



Target Classes


  • Buyers and Dealers

  • Depositories / Vault Storage Facilities

  • Minting Facilities

  • Precious Stones / Jewelry Risks

  • Private Clients and Collectors

  • Refiners

  • Trading Operations

  • Transit Companies



  • All Risks of Physical Loss or Damage

  • Commercial Crime / Employee Dishonesty

  • Employment Practices Liability

  • Invalid Payments Coverage

  • Kidnap, Ransom & Extortion

  • Management & Professional Liability

  • Property & Liability Coverage

  • Property in Transit / Shipping Coverage

  • Third Party / Contingent Crime Coverage

  • Insurers: Lloyd's and various US insurers

Anchor 1

Contact Us

Need a Quote?


We accept all applications - or you can contact us and we will send you one of ours. Submit applications, brief narrative and minimum of 3 years carrier loss runs to


Narrative/Underwriting Information:  

  • Who is the incumbent carrier including expiring term?

  • Did the incumbent non-renew? If so, why?

  • Does your agency control the account?

  • List of markets approached (including other brokers)

  • Target premium

  • Quote “Need-By” Date

11520 N. Community House Road, Suite 125

 Charlotte, NC 28277 |  Tel: 704.358.0447

Thank you. We'll be in touch right away.

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