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American Special Risk provides innovative solutions for the specialty insurance marketplace. We principally trade with various syndicates at Lloyd’s, London in addition to select U.S. Excess and Surplus lines markets. We help put difficult risks on a solid foundation and provide you with a bridge to the global specialty lines market.


Although not limited to these lines of business, ASR focuses on providing coverage for targeted niche risks in the following areas that require highly specialized knowledge due to their unique risk characteristics.

liability insurance for sports, entertainment, bars, restaurants, real estate

Primary and Excess Liability insurance coverage for a broad spectrum of risks including Sports & Entertainment, Real Estate, Hospitality etc. 

Commercial property insurance
Commercial Property
Significant capacity for all risk, named storm and wind/hail for properties with total insured values in the range of $5m to $250m.
Crime insurance for banks, ATMs, precious metals, armored carriers, jewelers

Full spectrum of Crime insurance coverages for Commercial Entities, Financial Institutions and specialties such as ATMs, Precious Metals, Armored Carriers etc.

Cyber, privacy and data breach insurance

Cyber, Privacy and Data Breach insurance coverage for high risk industries such as Financial Services, Hospitals, Retailers, Payment Card companies etc.

Inland marine incsurance for construction, cargo, fine art and valuable equipment
Inland Marine

Coverage to protect many types of property, including Construction, Cargo and Transportation, Fine Art, Valuable Equipment and a wide range of specialty property.

D&O, Professional Liability, Employment Practices, Fidelity, Crime, Kidnap & Ransom
MGM / Professional

Primary and Excess Management and Professional Liability coverage for Financial Institutions / Services and Lettered Professionals in various industries. 

High value homeowners
Private Client

High Value Homeowners insurance including Personal Liability, Fine Arts and Valuables, Watercraft, Flood and Builders Risk.

Programs, Captives, Risk Retention Groups

Program development and placement for retail agents and MGAs with expertise in various lines of business. Binders, Captives, RRGs etc.

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