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Casinos & Gaming

Casinos & Gaming Operations 


Casinos and other companies operating in the gaming industry have unique exposures that require specialized knowledge and insurance products to address the risks associated with handling large volumes of money. Each day, a significant amount of cash and chips circulate between the employees, patrons, gaming machines and tables inside each casino, and this inherently makes these establishments prime targets for losses from both internal and external parties.  Although casinos typically have the highest levels of security and surveillance equipment available, the exposure for Employee Theft remains great due to the large quantities of cash that employees handle on a continuous basis. At the same time, casinos also have high exposure to loss from robbery and theft within the premises from outside sources.


American Special Risk has focused on Fidelity and Crime insurance for well over a decade, and our expertise in the area of insuring high value articles, such as precious metals and cash, enables us to develop unique and tailored coverages for a wide array of companies operating in the gaming industry.  We work closely with insurance markets that are ingrained in these industries along with leading risk management experts so that we can provide insureds with the best advice and coverage for each individual location and situation.

Money changes hands all day, every day, and this is never more apparent than on the casino floor. Cash and chips are at the hands of not only  customers, but also employees and couriers. The eye in the sky is almost all-seeing, but be sure that your casino and operations are properly covered for those brief yet costly moments that slip through the cracks.

Target Classes


  • Casinos

  • Lotteries

  • Race Tracks

  • River Boat Gaming

  • Tribal Gaming



  • Directors and Officers Liability

  • Employment Practices Liability

  • Fiduciary Liability

  • Fidelity and Crime

  • Kidnap, Ransom & Extortion

  • Privacy and Data Breach

  • Professional Liability

  • Property & Casualty

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Contact Us

Need a Quote?


We accept all applications - or you can contact us and we will send you one of ours. Submit applications, brief narrative and minimum of 3 years carrier loss runs to


Narrative/Underwriting Information:  

  • Who is the incumbent carrier including expiring term?

  • Did the incumbent non-renew? If so, why?

  • Does your agency control the account?

  • List of markets approached (including other brokers)

  • Target premium

  • Quote “Need-By” Date

11520 N. Community House Road, Suite 125

 Charlotte, NC 28277 |  Tel: 704.358.0447

Thank you. We'll be in touch right away.

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