These changes have heightened the need for innovative risk financing techniques that provide greater stability in coverage, limits and pricing and is fueling the growth of the alternative insurance market.

With a broad selection of products and services to offer in the alternative risk arena, American Special Risk can assist in any or all facets of program development, from design and implementation of various self-insurance structures to ongoing management.

American Special Risk concentrates on the following areas within our Reinsurance and Alternative Risk Transfer Practice:

• Association Insurance Programs

• Captive/Rent-A-Captive Insurance Companies

• Risk Retention Groups/Risk Purchasing Groups

• Special Purpose Vehicles

• Warranties/Product Guarantees

In addition to Reinsurance and Alternative Risk Transfer services, we specialize in the areas of Financial Institution services, Professional Liability, and Special Risk Solutions and Programs.

The following services are available to assist you in the implementation of your program:

• Accounting, tax and regulatory advice

• Captive management

• Claims management and collection

• Feasibility studies

• Preparation of underwriting submissions

• Preparation and maintenance of reinsurance contracts

• Program pricing and reserve setting

• Reinsurance placements

• Securing “fronting” paper